I’m quite conservative, so I like the thought of eventually setting aside as many as 12 months of cash flow. In case the COVID-19 pandemic taught us anything at all, it’s that there are no ensures in everyday life, and our finances could get turned upside down very quickly. https://diy-soft-toys-for-babies24578.bloginder.com/30501944/rumored-buzz-on-steps-to-financial-independence